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Copyright © 2014 Realities of Creation, Jean Adrienne andLeslie Amerson. All rights reserved. All trademarks are the property of their respective owners.

1. Special Disclaimers. This site is not a law or accounting firm or a medical treatment site, and Jean Adrienne and Leslie Amersonare not acting as your attorney or accountant or medical advisor through your use of this site, its services and Content.

1.1 This site is not intended to create an attorney-client relationship or an accountant-client relationship or a medical-client relationship, and no attorney-client relationship or accountant-client relationship or medical-client relationship will be created nor legal or accounting or medical advice given through your use of this site, its services and Content. No special relationship or privilege exists between you and this site. You will be representing yourself in any legal or accounting or health matters you undertake as a result of your use of this site, its services and Content. This site provides (i) articles, newsletters, and content for informational purposes only. In the process of providing this information, this site is engaged in the publication of information regarding legal or accounting issues commonly encountered.

1.2 This site is not a substitute for the advice of an attorney or an accountant or a trained licensed medical provider. This site does not review any of your answers to questions for sufficiency, provide legal or accounting or medical advice, or analyze applicable law and apply it to your specific requirements. Accordingly, if you need legal or accounting or medical advice for a specific issue, or if your specific matter is too complex to be addressed from our blog and articles, you are advised to seek the advice of an attorney or an accountant or a licensed healthcare provider.

1.3 This site, Jean Adrienne and Leslie Amerson specifically disclaim any liability, loss, or damage arising out of your use of this site, its services, and Content.

2. FTC Guides Disclosures. The Federal Trade Commission (FTC) requires that we disclose any material connection we may have with anyone who provides testimonials or comments (endorser) regarding our website, its products or services (16 CFR, Part 255 – Guides Concerning the Use of Endorsements and Testimonials in Advertising).

2.1 We do NOT have Material Connections with endorsers. We do NOT pay fees or provide free promotional materials or benefits to endorsers.

2.2 We do NOT independently verify, nor do we seek independent verification of claims made by endorsers; however, to the best of our knowledge we believe they are giving their honest opinions.

Use of this site and any content displayed, published, or downloaded from this site is subject to all the terms and conditions of our Terms of Use, Privacy Policy, and our Content License Agreement.